Welcome to LoanHome.us (“we,” “us,” “our”). Please read these Terms of Service (“Terms”) carefully before using our website or services.

1. Acceptance of Terms

By accessing or using the LoanHome.us website (“Site”) or communicating with our team, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

2. About LoanHome.us

LoanHome.us is a licensed mortgage brokerage based in New York. We arrange, but do not make, mortgage loans. All loans are offered through third-party providers and are subject to credit approval, property approval, and applicable underwriting guidelines.

3. Use of the Site

• You agree to provide accurate information and use the Site only for lawful purposes.
• You will not attempt to interfere with the Site’s operation, introduce malware, or scrape data without permission.
• You may not impersonate another person or misrepresent your affiliation.

4. No Guarantee of Approval or Terms

Programs, rates, terms, and conditions may change without notice. Pre-qualification, pre-approval, or application submission does not guarantee loan approval or any specific terms.

5. Intellectual Property

All content and materials on the Site, including text, graphics, logos, and trademarks, are owned or licensed by LoanHome.us and may not be used without prior written consent.

6. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, security, or privacy practices of those websites.

7. Limitation of Liability

To the fullest extent permitted by law, LoanHome.us will not be liable for indirect, incidental, special, or consequential damages arising from your use of the Site or services.

8. Indemnification

You agree to indemnify and hold harmless LoanHome.us from claims, liabilities, damages, and expenses arising from your breach of these Terms or misuse of the Site.

9. Governing Law & Venue

These Terms are governed by the laws of the State of New York. Any dispute shall be brought in the state or federal courts located in Suffolk County, New York.

10. Changes to Terms

We may update these Terms from time to time. The “Effective Date” above will reflect the most recent version.

11. Contact

Questions about these Terms? Email [email protected] or write to PO Box 1562, Smithtown, NY 11787.