LoanHome.us (“we,” “us,” “our”) respects your privacy. This policy explains how we collect, use, disclose, and protect information when you visit our website or use our mortgage services.
1. Information We Collect
- Personal Information: Name, email, phone, address, employment and income details, credit-related information, and loan application data you provide.
- Usage & Technical Data: IP address, device and browser data, pages visited, and cookies or similar technologies.
2. How We Use Information
- To respond to inquiries, pre-qualify or process loan applications, and provide customer support.
- To comply with federal and state lending laws and prevent fraud.
- To improve our website, communications, and services.
3. Sharing of Information
- With third-party lenders and service providers to process applications and perform compliance, underwriting, and closing functions.
- With regulators and law enforcement as required by law.
- We do not sell or rent personal information.
4. Cookies & Tracking
We use cookies and similar technologies for functionality and analytics. You can adjust cookie preferences in your browser. Some features may not work without cookies.
5. Data Security
We use administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is 100% secure.
6. Your Choices & Rights
- You may request access, correction, or deletion of your personal information, subject to legal exceptions.
- To exercise rights or submit privacy questions, contact [email protected].
7. Children’s Privacy
Our services are not intended for individuals under 18 years of age.
8. Retention
We retain information as needed to provide services, meet legal obligations, resolve disputes, and enforce agreements.
9. Changes to This Policy
We may update this Privacy Policy periodically. The “Effective Date” above reflects the most recent version.
10. Contact
Email [email protected] or write to PO Box 1562, Smithtown, NY 11787.