About Kevin deNeergaard, Long Island Mortgage Broker
Founder, The Loan Home Team · NMLS #2450179
Buying your first home with private down payment assistance, moving up, refinancing or growing an investment portfolio — I compare loan options from multiple lenders and guide you personally from the first call to the closing table, anywhere in Nassau and Suffolk County.
An investor's eye.
A borrower's advocate.
I began my real estate career as an investor and soon found my real passion in mortgage financing. With more than a decade in real estate and mortgages, I know both the fine print of mortgage products and the full scope of a real estate transaction.
Having been through it myself, I understand what borrowers face — and I'm committed to guiding you through every step, with your goals first.
As founder of The Loan Home Team, I help buyers, homeowners and investors find the right financing. I compare loan programs from multiple lenders to find the right fit for your purchase, refinance or investment, and you deal with me at every stage, from the first call to the closing table. Most of my clients live in Nassau County's towns, cities and villages or Suffolk County's ten towns, and I work with them by phone, video and e-sign.
— Kevin deNeergaard, Founder, The Loan Home Team
Licensing
Loan programs I help with
Tell me where you're headed. I'll match you with the programs that fit and walk you through each step.
- Home Purchase Financing for single-family homes, condos and multi-family properties.
- Refinance Rate-and-term and cash-out refinance options.
- Conventional Loans Fixed and adjustable-rate conventional financing for primary homes, second homes and investment property.
- FHA Loans Government-backed loans with flexible credit and down payment requirements.
- VA Loans For eligible veterans, active-duty service members and eligible surviving spouses.
- First-Time Buyers Programs and step-by-step guidance for first-time homebuyers.
- Down Payment Assistance Private programs available through lenders I work with — not state or county programs — that may reduce the cash you need to buy.
- Investment Property Financing for 1–4 family rentals and commercial properties.
- Fix & Flip Short-term financing to buy, renovate and resell a property.
- Bridge Loans Short-term financing to help you buy before you sell.
- Reverse Mortgages Options for eligible homeowners age 62 and older.
- Credit Challenges Options for borrowers with less-than-perfect credit.
Want a rough number first? Estimate your monthly payment with the mortgage calculator.
All loans are subject to credit approval, property approval and underwriting guidelines. Down payment assistance refers to private programs available through lenders I work with, not state, county or other government programs. Terms, eligibility and availability vary by program and lender, are subject to underwriting, and can change or end without notice. Not all applicants will qualify.
… As first time homebuyers, we had a million questions about every step of the process, and Kevin took the time to explain everything clearly and thoroughly, making the entire experience seamless and less stressful. He was incredibly patient, always approachable, and made sure we fully understood each detail along the way. …
We had an excellent experience working with Kevin throughout our mortgage process. From start to finish, he was incredibly knowledgeable, responsive, and supportive. He took the time to explain every step clearly and made sure we felt comfortable and informed with each decision. …
I’m so glad I chose Kevin for my home refinance process. His knowledge and experience, combined with his patient approach, made this otherwise stressful event a smooth and successful process. …
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Send me a message or call, and I'll get back to you personally.
I work with buyers across Nassau and Suffolk by phone, video and e-sign. Most of my clients are on Long Island, and I’m licensed throughout New York State. Buying or refinancing outside New York? Ask me. Depending on the state, I may be able to help. Scott Capital Group is a registered mortgage broker, so your loan comes from a third-party lender.
631-250-6930 · [email protected]Request a personalized quote
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